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gotwealth
I am debating on whether or not to keep this journal at this site or move it elsewhere. Perhaps to a domain of its own so I can create its own pages and everything, but not so sure just yet.
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I normally don't sign up for rebate sites and what have you, but I found a legit one that I have already gotten paid $50 from. It's called Ebates and if you shop online frequently (like myself) - this is the place to go. It's so easy - YOU just search for the site you are going to go shopping at and it finds any deals and coupons they may be having as well as cash back rebates! I use it for all of my eBay.com purchases (that qualify.) Here is the intro email that I sent to my friends and family members. Please use my referral link below to sign up/check it out.

Ebates is a shopping site that gives you up to 26% Cash Back every time you shop online. You can shop at over 1000 stores including Barnes & Noble.com, Gap, Target, Buy.com and Expedia. Plus you get additional savings with exclusive coupons, free shipping offers, and limited-time sales!

Sign up with Ebates today and we'll each get a $5 bonus when you make your first purchase!

Click here to sign up:
http://www.ebates.com/rf.do?referrerid=P3KnErLiZ3Komzjfbri%2Bqw%3D%3D

Happy shopping!

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YouGov is a survey sit I just found out about and joined. I'll let everyone know how it works out for me.

In other news, I got paid for the first time by <a href="http://www.surveyspot.com>SurveySpot.com</a>. They mailed me a $10 check last month (for 1 survey) I would have gotten the money sooner, but I didn't realize that I had to log in and request the check to be mailed. So they are a legitimate survey company. Unfortunately most surveys are for sweeps entries of for small cash prizes and of course most of them you have to qualify for. But hey, $10 is $10! I ain't complaining.

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Michelle Singletary
I decided to watch "Singletary Says" on TVOne today to see what it was all about. Today's show was about PayDay/Title Loans and Rent to Own companies. Singletary discussed the ridiculous fees they charge (anywhere from 300 - 1,000%!!!)

I am soooo very happy she discussed this because in black neighborhoods they are PayDay/Title Loan shops between nearly every building. She discussed how they are preying on African American's in low income areas. It was saddening. But enlightening and I hope a bunch of African American's checked this particular subject today.

As far as Rent to Own places, I would NEVER use those types of companies. I'd rather charge it (still not something I suggest, as i owe $700 to Sears for a $300 tv I bought nearly 3 years ago.)

One of my family members are one of the sad stories where someone spends more than they make to "keep up with others."

She bought a huge, beautiful home. No income, recently retired, living off of SSI. Then she furnished it with Rent to Own furniture. One particular thing was a white leather sofa and loveseat set and some fancy end tables, lamps and coffee table for what they call down south a "sitting room." Which I found hilarious because no one really sits on white leather. Needless to say, she spent thousands of dollars for furniture that she ended up having to give back because she couldn't afford it.

My problem is people do these things to get something they can't afford at the time. So of course their are companies more than willing to "help you out" for a hefty fee. But the people that know damn well they don't need a white leather sofa for show don't impress me.

It's sad that their are some individuals that really need something (such as a loan to pay for electricity or food for their children) and they get screwed over by these companies and end up worse off than they started.

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Ever wonder how long you should keep important financial documents? Well here is a good place to start.

http://www.bankrate.com/brm/news/mtg/20000518h.asp

IMO, f you close a credit card, keep reciepts or actual statement for expensive items and/or any items for business/tax usage. Call your CC company and make sure they send you a letter stating the account is closed and the balance is $0. Then you can shre the remaining statements that you don't need.

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I've been a member of opinion square for about 2 months. They send out surveys about once a week. They offer you points and sweepstakes entries if you don't qualify for a particular survey. Check it out!



Win a chance at $100,000 from OpinionSquare!

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Here's a great place to find more information about making money. Mike's Money Making Mission

http://mikesmoneymakingmission.blogspot.com

Total http://www.daytipper.com earnings: $15 :) Yeah baby!

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Do You Enjoy Taking Surveys?
Join the Nielsen//NetRatings Family
Give your opinion and you could win!

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