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I normally don't sign up for rebate sites and what have you, but I found a legit one that I have already gotten paid $50 from. It's called Ebates and if you shop online frequently (like myself) - this is the place to go. It's so easy - YOU just search for the site you are going to go shopping at and it finds any deals and coupons they may be having as well as cash back rebates! I use it for all of my eBay.com purchases (that qualify.) Here is the intro email that I sent to my friends and family members. Please use my referral link below to sign up/check it out.

Ebates is a shopping site that gives you up to 26% Cash Back every time you shop online. You can shop at over 1000 stores including Barnes & Noble.com, Gap, Target, Buy.com and Expedia. Plus you get additional savings with exclusive coupons, free shipping offers, and limited-time sales!

Sign up with Ebates today and we'll each get a $5 bonus when you make your first purchase!

Click here to sign up:
http://www.ebates.com/rf.do?referrerid=P3KnErLiZ3Komzjfbri%2Bqw%3D%3D

Happy shopping!

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YouGov is a survey sit I just found out about and joined. I'll let everyone know how it works out for me.

In other news, I got paid for the first time by <a href="http://www.surveyspot.com>SurveySpot.com</a>. They mailed me a $10 check last month (for 1 survey) I would have gotten the money sooner, but I didn't realize that I had to log in and request the check to be mailed. So they are a legitimate survey company. Unfortunately most surveys are for sweeps entries of for small cash prizes and of course most of them you have to qualify for. But hey, $10 is $10! I ain't complaining.

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Michelle Singletary
I decided to watch "Singletary Says" on TVOne today to see what it was all about. Today's show was about PayDay/Title Loans and Rent to Own companies. Singletary discussed the ridiculous fees they charge (anywhere from 300 - 1,000%!!!)

I am soooo very happy she discussed this because in black neighborhoods they are PayDay/Title Loan shops between nearly every building. She discussed how they are preying on African American's in low income areas. It was saddening. But enlightening and I hope a bunch of African American's checked this particular subject today.

As far as Rent to Own places, I would NEVER use those types of companies. I'd rather charge it (still not something I suggest, as i owe $700 to Sears for a $300 tv I bought nearly 3 years ago.)

One of my family members are one of the sad stories where someone spends more than they make to "keep up with others."

She bought a huge, beautiful home. No income, recently retired, living off of SSI. Then she furnished it with Rent to Own furniture. One particular thing was a white leather sofa and loveseat set and some fancy end tables, lamps and coffee table for what they call down south a "sitting room." Which I found hilarious because no one really sits on white leather. Needless to say, she spent thousands of dollars for furniture that she ended up having to give back because she couldn't afford it.

My problem is people do these things to get something they can't afford at the time. So of course their are companies more than willing to "help you out" for a hefty fee. But the people that know damn well they don't need a white leather sofa for show don't impress me.

It's sad that their are some individuals that really need something (such as a loan to pay for electricity or food for their children) and they get screwed over by these companies and end up worse off than they started.

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Ever wonder how long you should keep important financial documents? Well here is a good place to start.

http://www.bankrate.com/brm/news/mtg/20000518h.asp

IMO, f you close a credit card, keep reciepts or actual statement for expensive items and/or any items for business/tax usage. Call your CC company and make sure they send you a letter stating the account is closed and the balance is $0. Then you can shre the remaining statements that you don't need.

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I've been a member of opinion square for about 2 months. They send out surveys about once a week. They offer you points and sweepstakes entries if you don't qualify for a particular survey. Check it out!



Win a chance at $100,000 from OpinionSquare!

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Here's a great place to find more information about making money. Mike's Money Making Mission

http://mikesmoneymakingmission.blogspot.com

Total http://www.daytipper.com earnings: $15 :) Yeah baby!

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Do You Enjoy Taking Surveys?
Join the Nielsen//NetRatings Family
Give your opinion and you could win!

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Not sure where this came from, but it's inspiring.

Money is magnetic energy. You are a magnet attracting to you all things, via the signal you are emitting through your thoughts and feelings.

To become a powerful money magnet:

* Be clear about the amount of money you want to receive. State it and intend it!
* (not how much you can earn, but how much you want to receive).
* Fall in love with money. (most people do not love money, because they don't have enough of it).
* Visualize and imagine yourself spending all the money you want, as though you have it already.
* Speak, act and think from the mindset of being wealthy now.
* (eliminate thoughts and words of lack such as "I can't afford it", "It is too expensive".
* Do not speak or think of the lack of money for a single second.
* Be grateful for the money you have. Appreciate it as you touch it.
* Make lists of all the things you will buy with an abundance of money.
* Do whatever it takes for you to feel wealthy.
* Affirm to yourself every day that you have an abundance of money, and that it comes to you effortlessly.
* Appreciate all the riches around you, including the riches of others. Look for wealth wherever you go, and appreciate it.
* Be certain that money is coming to you.
* Love yourself and know that you are deserving and worthy of an abundance of money.
* Remind yourself everyday that you are a money magnet, and ask yourself often during the day, am I attracting money now or pushing it away with my thoughts.
* Always, always pay yourself first from your wage, then pay your creditors.
* (in that single act, you are telling the Universe that you are worthy and deserving of more).
* Repeat over and over every day, "I am a money magnet and money comes to me effortlessly and easily".
* Write out a check to yourself for the sum of money you would like to have and carry it in your wallet. Look at it often.
* Do whatever it takes to feel good. The emotions of joy and happiness are powerful money magnets. Be happy now!
* Love yourself!

Wealth is a mindset. Money is literally attracted to you or repelled from you. It's all about how you think."

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