Since I'm being so honest, I went through ALL of my paperwork and looked for ALL of my debts. I found good ones (student loans) and bad ones. I also found personal loans that I intend on paying back (even though those people never once said I had to.)

So my current debt is: $35,074.56

I know that's WAY higher than my previous approximate; but I hadn't added in my student loans and monies people had given me that I want to pay back even though it was meant as a blessing (some was for mouth surgery and some to pay off a credit card where I was getting threatened to be taken to court.)

I am at a better place mentally/emotionally in my life (then before the crazy spending), so now I can see where I am financially more clearly, without judgment. I take responsibility for the financial mistakes I have made and am willing to work on chopping down the debt tree and building wealth.

Tags: current debt, debt, starting debt

I haven't written down what I owe for everything in a little over a year. Then I owed approx $15,000. I currently owe about $13,000. I will update the numbers to be exact when I sit down and get to it.

I would be down an additional $800, but after paying off 2 store cards I got new store card (I needed clothes when I got promoted to a management postion and paid it off every month, but fell into unemployment so there is still a balance) and a visa (for emergencies and to build positive credit history.)

Though I still owe that amount of money, my credit is better than it was because I was paying my bills religiously every month up until the job loss. I had even finally started a savings account (which REALLY came in handy at the job loss.)

I am temporarily without an income, but feel more financially healthy then ever before. Sure, I have my concerns. But I no longer stay up till 4am worrying about where the money will come from. I just have FAITH and KNOW the money is coming.

I just sold some stock I had in a company I used to work for. I sold 7 shares and kept 5 because I believe that was the best decision.

I have about $8 in checking $12 in savings. A $25 Visa card and $25 more on the way. The stock was worth about $200 and that will be put in checking to pay some bills. I've been doing a lot of paid surveys and blogging. No actual payments yet, but the numbers keep going up so I'm staying positive.

My plan: use every resource I can to make a living without going back to a regular job (unless it's something part time, as I am a workaholic and allow full time gigs to wear me out.) I like variety and the jobs I've had in the past don't allow me to be as creative as I would like to be. Wish me luck!

Tags: debt, starting debt